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Next Gen Econ > Homes > 14 Best 0% APR Credit Cards of August 2024
Homes

14 Best 0% APR Credit Cards of August 2024

NGEC By NGEC Last updated: August 6, 2024 9 Min Read
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21 months


0% intro APR for 21 months from account opening on qualifying balance transfers


21 months


0% intro APR for 21 months from account opening

Regular APR: 18.24%, 24.74%, or 29.99% Variable APR

4.3 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Wells Fargo’s secure site

Rotating bonus categories

 


15 months


0% for 15 months


15 months


0% for 15 months

Regular APR: 18.24% – 28.24% Variable APR

4.4 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Discover’s secure site


15 months


0% intro on balance transfers for 15 months


15 months


0% intro on purchases for 15 months

Regular APR: 19.99% – 29.99% (Variable)

4.1 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Capital One’s secure site


15 months


0% intro APR for 15 months from account opening on qualifying balance transfers


15 months


0% intro APR for 15 months from account opening

Regular APR: 20.24%, 25.24%, or 29.99% Variable APR

4.3 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Wells Fargo’s secure site


15 months


0% on balance transfers for 15 months


15 months


0% on purchases for 15 months

Regular APR: 19.24% – 29.99% Variable

4.6 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on American Express’s secure site

See Rates & Fees

, Terms Apply


15 months


0% intro on balance transfers for 15 months


15 months


0% intro on purchases for 15 months

Regular APR: 19.99% – 29.99% (Variable)

5.0 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Capital One’s secure site


15 months


0% intro on balance transfers for 15 months


15 months


0% intro on purchases for 15 months

Regular APR: 19.99% – 29.99% (Variable)

3.8 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Capital One’s secure site


12 months


0% on balance transfers for 12 months


12 months


0% on purchases for 12 months

Regular APR: 19.24% – 29.99% Variable

4.4 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on American Express’s secure site

See Rates & Fees

, Terms Apply

Bank of America customers


15 billing cycles


0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.


15 billing cycles


0% Intro APR for 15 billing cycles for purchases

Regular APR: 19.24% – 29.24% Variable APR on purchases and balance transfers

3.8 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Bank of America’s secure site


15 months


0% Intro APR on Balance Transfers for 15 months


15 months


0% Intro APR on Purchases for 15 months

Regular APR: 20.49% – 29.24% Variable

4.8 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Chase’s secure site

N/A


12 months


0% Intro APR on Purchases for 12 Months

Regular APR: 18.49% – 24.49% Variable

4.2 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Chase’s secure site


15 months


0% for 15 months on balance transfers


15 months


0% for 15 months on purchases

Regular APR: 19.24% – 29.24% (Variable)

4.4 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Citi’s secure site


15 billing cycles


0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.


15 billing cycles


0% Intro APR for 15 billing cycles for purchases

Regular APR: 19.24% – 29.24% Variable APR on purchases and balance transfers

4.3 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Bank of America’s secure site


21 months


0% for 21 months on Balance Transfers


12 months


0% for 12 months on Purchases

Regular APR: 18.24% – 28.99% (Variable)

4.1 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Citi’s secure site

BankAmericard® credit card


18 billing cycles


0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.


18 billing cycles


0% Intro APR for 18 billing cycles for purchases

Regular APR: 16.24% – 26.24% Variable APR on purchases and balance transfers

Read the full article here

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