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What is business collateral for small business loans?

Key takeaways Collateral can make loans less risky for the lender since the assets can be seized if borrowers don’t…

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How to Boost Business Revenue And Growth

Image by GettyImages; Illustration by Bankrate Key takeaways Revenue is a key indicator of your business’s financial health and can…

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Survey: One In Four American Adults Have A Side Hustle. Here’s Why That Number Might Change Soon

Manhattan-based nurse Vivian Ezugwu has lived in New York City her whole life, and is well-aware that living in the…

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What Is Rollover As Business Startups (ROBS) And How It Works

Key takeaways A Rollover as Business Startup, or ROBs, allows you to roll retirement savings into funding a business tax-free…

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How To Get A Minority-Owned Business Certification

Business owners must be able to show that they are at least 25 percent Asian-Indian, Asian-Pacific, Black, Hispanic or Native…

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How To Cut Costs In Small Business

Key takeaways Inflation is having a big impact on small businesses, pushing up costs of labor, supplies, utilities and other…

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What Is Debt Financing And Is It Right For Your Business?

andresr/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Debt financing is any type of financing that allows a business to…

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Navigating Now: How To Protect Your Small Business From The Latest Round Of Tariffs

Key takeaways Tariffs will make it harder for many small businesses to afford imports, especially Chinese imports. To help mitigate…

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How to Apply For an Employer Identification Number

sturti/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways You can apply for an EIN online or by mail An…

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SBA Guarantee Fee: Overview And Cost

Crispin la valiente / Getty Images Key takeaways The SBA backs a set percentage of SBA loans, so they charge…

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