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Next Gen Econ > Debt > 9 Questionable Boomer Traits That Many Millennials Are Now Guilty Of
Debt

9 Questionable Boomer Traits That Many Millennials Are Now Guilty Of

NGEC By NGEC Last updated: April 9, 2025 8 Min Read
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Image by Priscilla Du Preez of Unsplash

Remember when millennials rolled their eyes at the way boomers handled everything from money to mindset? The avocado-toast generation once prided itself on being more progressive, more minimalist, and more open-minded. But something funny happened on the way to midlife.

The generation that once mocked nine-to-five desk jobs, car culture, and owning too many knickknacks is now embracing the very things they swore they’d never do. Life has a way of shifting perspectives, and as millennials settle into their 30s and 40s, many are unknowingly adopting behaviors they once labeled as out of touch. Here are nine boomer-style habits that millennials are now surprisingly guilty of, and why it might be time for some generational self-reflection.

Embracing the Suburbs

Millennials once craved walkable cities, rooftop happy hours, and micro-apartments in the heart of downtown. But skyrocketing rents, a desire for more space, and remote work have nudged many out of urban areas and into the suburbs they once teased their parents for choosing.

The suburbs, once considered the epitome of boomer lifestyle, now offer millennials something they value more than status: peace, space, and affordability (relatively speaking). Funny how a fenced backyard suddenly trumps a fourth-floor walk-up when you’re pushing a stroller.

Buying Homes They Can Barely Afford

One of the most famous generational divides was around housing. Millennials were priced out, frustrated, and blamed boomers for hoarding inventory. But now? Millennials are jumping into homeownership, even if it means stretching their budget to the brink.

Despite higher mortgage rates and insane bidding wars, many millennials have decided they’d rather “own something” than rent indefinitely. In doing so, some are repeating the boomer-era mistake of becoming house poor, where most of their income is tied up in the cost of the home.

Clinging to Cable (Yes, Really)

Streaming was supposed to be the future, and for a while it was. But as subscription fees pile up and managing a dozen logins becomes a part-time job, many millennials are finding themselves… oddly nostalgic for cable. Whether it’s for live sports, local news, or bundled simplicity, some are heading back to traditional TV packages. A few years ago, this was peak boomer behavior. Now, it’s quietly making a comeback.

Judging Younger Generations

Millennials used to bristle at being labeled lazy, entitled, or obsessed with participation trophies. But now that Gen Z is here and doing things differently (from workplace attitudes to fashion choices) millennials are doing the exact same thing to them.

Mocking Gen Z’s slang, questioning their work ethic, and eye-rolling their fashion choices? Yep, that sounds suspiciously like something a boomer once said about a millennial. The generational cycle of judgment continues.

Holding Onto Stuff “Just In Case”

Minimalism was once the millennial lifestyle of choice. KonMari-ing their closets, ditching physical media, and choosing experiences over things were the norm. But as they settle down, there’s been a shift toward comfort, nostalgia, and, yes, stuff.

Whether it’s saving old clothes “in case they come back in style,” hoarding cords and chargers, or keeping every child’s drawing in a bin under the bed, millennials are slowly collecting clutter in ways that echo their parents’ basements full of Tupperware and VHS tapes.

Taking Pride in Being Busy

Remember when millennials swore they’d never glorify the hustle? That they’d prioritize mental health, work-life balance, and soft living over burnout culture?

Fast-forward a few years, and the same generation is now proudly juggling side gigs, late-night emails, productivity hacks, and color-coded calendars. Whether it’s career ambition or financial necessity, the result is the same: busyness as a badge of honor—a trait boomers were once criticized for modeling.

Refusing to Talk About Money Honestly

Boomers were notorious for avoiding open conversations about finances. Millennials were supposed to change that by promoting transparency, salary sharing, and financial literacy.

And while some have made great strides, a surprising number still avoid hard money talks. Many don’t know their partner’s full debt situation, avoid checking their credit score, or feel shame about not being “on track.” Just like their parents, they’re often figuring things out silently and stressfully.

Complaining About “How Things Used to Be”

Every generation eventually feels the tug of nostalgia, but millennials were supposed to be future-forward. Now, they’re the ones saying, “Remember when Instagram wasn’t full of ads?” or “Music was better in the 2000s.”

They’ve become guardians of the early internet, Y2K fashion, and pre-streaming playlists. Complaining about modern trends and longing for the past? That’s boomer territory, and millennials are moving in fast.

Delaying Retirement Planning (Again)

Millennials had front-row seats to the 2008 financial crisis, student loan debt, and housing unaffordability. They vowed to be smarter about money and retirement than the generations before them. And yet, many still haven’t started saving.

Some are overwhelmed, others feel it’s too late, and many are focused on surviving today instead of planning for tomorrow. But putting off retirement contributions in your 30s and 40s has consequences, and it’s exactly what boomers were warned not to do. The cycle, unfortunately, continues.

What Does It All Mean?

It’s easy to point fingers across generations, but the truth is that each age group faces its own set of circumstances, economic realities, and cultural influences. What millennials mocked in boomers may not have been personal failings but reflections of the times they were navigating.

Now, as millennials become the “older” generation, they’re realizing that context matters. Some of the traits they once criticized were just people trying to survive, adapt, and make the best choices they could. And now they’re doing the same—sometimes without even realizing it. Growth means understanding that what once seemed outdated may actually be practical. And that “never” has a funny way of becoming “maybe” once life changes.

Be honest—have you caught yourself doing something you once labeled “boomer behavior”? What habits or mindsets have shifted as you’ve gotten older? And do you think millennials will look at Gen Z the same way boomers look at them?

Read More:

Young and Rich? 5 Passive Income Streams That Are Perfect for Millennials

15 Boomer Traits That Irritate Millennials the Most

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