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Next Gen Econ > Homes > Best Low-Interest Credit Cards of August 2024
Homes

Best Low-Interest Credit Cards of August 2024

NGEC By NGEC Last updated: August 5, 2024 7 Min Read
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Intro Offer: N/A

Regular APR: 18.24%, 24.74%, or 29.99% Variable APR

4.3 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

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on Wells Fargo’s secure site

Intro Offer: Cashback Match

Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Regular APR: 18.24% – 28.24% Variable APR

Rotating-category cash back

4.4 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

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on Discover’s secure site

Intro Offer: $200

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Regular APR: 19.24% – 29.24% Variable APR on purchases and balance transfers

Best for home improvement

4.3 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

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on Bank of America’s secure site

Intro Offer: $200

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Regular APR: 19.24% – 29.24% Variable APR on purchases and balance transfers

Bank of America Customers

3.8 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

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on Bank of America’s secure site

Intro Offer: Earn $200

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Regular APR: 19.24% – 29.99% Variable

4.6 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

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on American Express’s secure site

See Rates & Fees

, Terms Apply

Intro Offer: $200

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Regular APR: 19.99% – 29.99% (Variable)

Dining and grocery rewards

5.0 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

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on Capital One’s secure site

Intro Offer: $200 cash rewards

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Regular APR: 20.24%, 25.24%, or 29.99% Variable APR

4.3 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Wells Fargo’s secure site

Intro Offer: $200

Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Regular APR: 19.99% – 29.99% (Variable)

3.8 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Capital One’s secure site

Intro Offer: Up to $300 cash back

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

Regular APR: 20.49% – 29.24% Variable

Flat and bonus cash back rates

4.8 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Chase’s secure site

Intro Offer: 20,000 points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com.

Regular APR: 18.74% – 28.74% (Variable)

4.0 / 5

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

(Read card review)

Apply now

Lock

on Citi’s secure site

Gold Visa® Card

Intro Offer: N/A

Regular APR: 17.99% Variable APR

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