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What Is Debt-Service Coverage Ratio?
Moyo Studio/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Debt-service coverage ratio (DSCR) looks at a company’s cash flow…
What Is An SBA Disaster Loan And How Do You Get One?
Key takeaways The SBA disaster loan offerings include physical damage, mitigation assistance, economic injury disaster loans (EIDL) and military reservist…
What are tariffs and how do they impact small businesses?
PixeloneStocker/Getty Images Key takeaways Tariffs are taxes on imported goods that are paid by the importer, used by the government…
What Happens if You Don’t Pay an Unsecured Business Loan?
Key takeaways Defaulting on an unsecured loan can impact your business and personal finances When you default on an unsecured…
The SBA is changing. Here’s what small business owners need to know.
With the current presidential administration making sweeping changes across the federal government, the Small Business Administration has undergone a wave…
Small Businesses Want Smaller Loans, But It’s Getting Harder
Small loans are increasingly popular with small businesses, according to data from the Federal Reserve’s latest Small Business Credit survey.…
Can Businesses Use Personal Loans?
NoSystem images/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Personal loans can be used to cover business expenses. Some lenders…
How to Get a Small Business Loan When Self-Employed
Key takeaways Bank loans are great for low interest rates, but because of their strict underwriting requirements, self-employed business owners…
Is Credit Card Interest Tax Deductible?
Key takeaways Credit card interest is not tax-deductible for personal expenses. The government stopped allowing a tax deduction for credit…
Documents Needed For A Bank Business Loan
Key takeaways Banks require financial statements, formation documents as well as your personal credit score and bank statements to apply…
