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10 Credit Score Myths That Keep You Paying Higher Rates
Image Source: 123rf.com Credit scores influence everything from mortgage rates to insurance premiums. Yet misinformation keeps many borrowers paying more…
6 Debt Avalanche Wins That Outperform the Snowball for Most People
Image Source: 123rf.com Paying off debt requires a strategy. Two popular methods—snowball and avalanche—often spark debate. The snowball focuses on…
8 RMD Missteps That Turn Retirement Accounts Into Penalty Magnets
Image Source: 123rf.com Required minimum distributions (RMDs) are unavoidable once you hit a certain age. But many retirees make costly…
If There Is a Fast Track to Becoming Wealthy, Entrepreneurship Is It
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for…
Dave Says: They’re Manipulating Your Feelings
Dear Dave, Our daughter is 27, and she’s been married for three years. We’ve been helping her and husband financially…
9 Roth IRA Mistakes That Trigger Surprise Taxes Later
Image Source: 123rf.comRoth IRAs are popular for their promise of tax-free growth and withdrawals. But many investors don’t realize there…
7 Retirement Savings Milestones You Must Hit by Age 55
Image Source: 123rf.comReaching your mid-50s is a turning point in retirement planning. By this age, your savings habits should already…
7 Debt-Consolidation Mistakes That Wreck Good Credit
Image Source: 123rf.com Debt consolidation sounds like a relief strategy: combine multiple balances into one lower-interest loan. But retirees and…
Will Your Credit Utilization Spike After Your Card Slashes Your Limit?
Image Source: 123rf.comCredit utilization—the percentage of available credit you use—drives your score. But many borrowers forget their bank controls the…
10 Student-Loan Tactics Borrowers Wish They Tried a Year Ago
Image Source: 123rf.com Student loans remain one of the biggest financial burdens for Americans. Even retirees are impacted, either carrying…
