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8 Ways to Prove “Life-Changing Events” and Lower Your IRMAA Surcharge (Before It Auto-Hits)

Image Source: ShutterstockIf your Medicare premiums suddenly spike, you might have been hit with an Income-Related Monthly Adjustment Amount (IRMAA)—a…

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Ring, Ring, Ring: 8 Things Your Ring Doorbell Knows About You and Your Neighbors

Image Source: Shutterstock Millions of Americans now rely on Ring doorbells to monitor packages, deter crime, and feel secure. But…

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12 Places Where You Can Still Find Cheap Halloween Costumes

Image Source: Shutterstock Halloween doesn’t have to drain your budget to be fun. Between inflation and pricey pop-up stores, many…

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10 Things You Should NEVER Say to a Restaurant Manager

Image Source: Shutterstock Restaurant managers hear it all—from entitled diners to genuine customer concerns. But some comments cross the line…

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Polyamory’s Secret Money Traps: How Multiple Partners Could Cost You Thousands (And How to Avoid Them)

Image source: Shutterstock. Love triangle on a couch, not thinking about money. Reporting on the subject of alternative relationships suggests…

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10 Promises You Should NEVER Make to Your Elderly Parents

Image Source: Shutterstock Love makes us say things we mean—but can’t always keep. When aging parents start to need help,…

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5 Places to Get Free Pumpkins for Halloween

Image Source: Shutterstock Pumpkin prices have quietly crept up in recent years, but the spirit of Halloween doesn’t have to…

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8 Insurance Benefits You Lose After 70

Image Source: Shutterstock Turning 70 doesn’t just mark another milestone—it can quietly change what your insurance covers. Many seniors are…

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7 Overlooked Pairings of VA + Medicare That Slash Out-of-Pocket Costs

Image Source: Shutterstock Many veterans assume that having VA health benefits means they don’t need Medicare—but that’s a costly misunderstanding.…

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WEP/GPO Repealed—Now What? 6 Steps for Teachers, Firefighters, and Public Workers to Recheck Benefits in 2025

Image Source: ShutterstockFor decades, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) reduced or eliminated Social Security benefits…

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