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Credit Card Benefits That Quietly Change Every January (And What You Lose If You Miss Them)

Image source: shutterstock.com January is when a lot of “set it and forget it” perks quietly reset, expire, or start…

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5 Medicaid Look-Back Traps Families Need to Know

Image Source: Shutterstock If your family is beginning to discuss long-term care for a loved one, the phrase “Medicaid look-back…

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12 Financial Habits Helping Boomers Stay Ahead of Inflation

Image Source: Shutterstock The economic landscape of January 2026 has been a wake-up call for many retirees. While the Social…

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6 Credit Report Errors That Hit Older Adults Hardest

Image Source: Shutterstock Maintaining a clean credit history has become more important than ever for retirees looking to downsize, refinance,…

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New Jersey Escrow Payments Are Being Recalculated — Here’s What’s Driving the Increases

Image Source: Shutterstock If you live in the Garden State and recently opened your January mortgage statement, you might have…

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The $6,000 Secret: How the OBBB Act Wipes Out Taxes for 88% of Seniors This Month

Image Source: Pexels If you are 65 or older, you are likely losing exactly $500 per month in potential cash…

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Why Your January Electric Bill Has a New ‘Grid Fee’ (And the 13 States Hit Hardest)

Image Source: Shutterstock If you opened your utility bill this week and felt a jolt that had nothing to do…

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Utility Shutoff Policies Are Changing in Several Midwestern States

Image Source: Shutterstock As the heart of winter settles over the central United States, many residents are finding that the…

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8 Ways Fixed-Income Households Are Managing Rising Energy Costs

Image Source: Shutterstock As we move through a particularly cold January 2026, many retirees are finding that their winter utility…

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3 Reasons Your Bank is Freezing ‘Routine’ Senior Transfers in January 2026

Image Source: Shutterstock If you tried to send a “routine” $2,000 transfer to a family member this week, only to…

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