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Leaving Your Porch Light on All Night? Here’s What Security Research Actually Says
Research links improved outdoor lighting with reductions in property crime, but one porch light isn’t a complete security system. Visibility,…
Social Security Expanded Its Online Disability Tools — Here’s What Claimants Can Do Now
Social Security’s expanded online disability services let claimants track cases, submit certain forms and access more hearing notices through their…
A Spouse Dies Before Taking an RMD — Who Has to Handle It?
A spouse’s death doesn’t necessarily erase an unfinished RMD. If distributions had already been required, the beneficiary generally must make…
At 65 With No Retirement Savings, What Options Are Actually Left?
Reaching 65 without retirement savings doesn’t eliminate every financial option. Social Security timing, additional working years, lower housing costs, late-career…
Fed Raises Rates a Quarter Point, First Increase Since 2023
The Federal Reserve’s Eccles Building in Washington, DC. The Federal Open Market Committee raised its benchmark rate a quarter percentage…
Should Retirees Pay Property Taxes Monthly or Save for the Annual Bill?
Paying off a mortgage doesn’t eliminate property taxes. Retirees who once paid taxes through escrow can recreate that system by…
Your Savings Account Rate Could Change After September 16—How Fast Can Your Bank Cut It?
Variable-rate savings accounts can change APYs without the 30-day advance notice required for many other adverse account changes, making it…
Retired With $50,000 in Savings? Here’s What a 10-Year Withdrawal Plan Could Actually Look Like
Spreading $50,000 evenly across 10 years works out to about $417 a month, but taxes, inflation, emergencies, account type, and…
18 Attorneys General Warn Federal Crypto Bill Could Weaken State Fraud Protections
Eighteen attorneys general are urging Congress to change or reject the CLARITY Act, arguing that the federal cryptocurrency legislation could…
That Prescription Is Moving to a Different Tier Next Year — What Could It Cost?
Medicare Part D plans can move prescriptions between cost-sharing tiers, potentially changing what beneficiaries pay even when they continue taking…
