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How Does The National Debt Affect Personal Debt?

Key takeaways Governments often borrow money to cover deficits when taxes and other revenues don’t cover expenses. The national debt…

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6 Passive Income Ideas Every Young Adult Should Try

Image Source: 123rf.com Passive income is key to building wealth and the earlier you get started the better. Luckily, there…

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Buy? Sell? Hold?

Buy? Sell? Hold? But first . . . Here’s 7 minutes on Trump/Musk’s firing of nuclear safety personnel.  Was it done…

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5 Common Mistakes to Avoid When Using Your Life Insurance as Collateral

Image Source: 123rf.com Did you know that you can assign your life insurance policy to a lender as collateral for…

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Saving To Be A Millionaire – You Just Need $1.44 Per Day

Every day on my way to work I have the same re-occurring thought; I’d like to retire someday. It seems…

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14 Smart Money Habits

If you want to change your life, you must change your habits. In my book, Effort-Less Wealth, I highlight which habits…

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7 Surprising Trends in Cryptocurrency This Year

Image Source: 123rf.com The financial landscape is constantly changing and that’s even more true for the world of cryptocurrency. This…

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6 Things To Do Before Your Spouse Dies

  I’ll never forget the day I asked my mother, “Do you know what Dad has planned for you when…

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9 Strategies to Save on Groceries

Image Source: Pexels With inflation and the rising cost of eggs, it may seem like saving money on groceries is…

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20 Items You Should ALWAYS Buy From The Thrift Store (Anywhere Else Is A Waste of Money)

Thrifting isn’t just a trend; it’s a smart shopping strategy. With the rise of sustainable living and the charm of…

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