Debt

Ad image

Latest Debt News

7 Travel-Hacking Moves That Don’t Trigger Card Issuer Crackdowns

Image Source: 123rf.com Travel hacking—using points, miles, and credit card perks to maximize trips—has become a popular way for retirees…

NGEC NGEC

Is Cash-Back Still King—or Are Transferable Points Worth More Now?

Image Source: 123rf.com Retirees and everyday consumers love rewards cards for the perks they provide. Cash-back cards promise simplicity: a…

NGEC NGEC

10 Insurance Deductible Tweaks That Cut Premiums Without More Risk

Image Source: 123rf.com Retirees often feel trapped by rising insurance premiums, from homeowners to auto to health coverage. The easiest…

NGEC NGEC

10 Identity-Theft Red Flags Hidden in Bank Statements

Image Source: 123rf.com Bank statements may feel routine, but they often contain the earliest signs of identity theft. Many retirees…

NGEC NGEC

7 Auto-Insurance Discounts You Qualify for—but Never Claimed

Image Source: 123rf.com Auto insurance premiums can weigh heavily on retiree budgets, but many households pay more than they should.…

NGEC NGEC

Will Your Homeowners Policy Actually Cover a Water Backup?

close up of a man in rubber boots stands in a flooded house. Water damage is one of the most…

NGEC NGEC

8 Umbrella Policy Questions You Should Ask Before You Renew

Image Source: 123rf.com Umbrella insurance is often marketed as the ultimate safety net—coverage that kicks in when auto or homeowners…

NGEC NGEC

Is Your Beneficiary Form Older Than Your Marriage? Fix It Now.

Image Source: 123rf.com Many retirees believe their wills control who inherits their accounts, but that’s not always true. Beneficiary forms…

NGEC NGEC

7 Digital-Asset Steps You Must Take Before Your Executor Gets Locked Out

Image Source: 123rf.com Bank accounts and property aren’t the only assets that matter in estate planning anymore. Digital assets like…

NGEC NGEC

Could Joint Ownership Cost Your Heirs More Than Probate?

Image Source: 123rf.com Many retirees add children or spouses as joint owners to simplify transfers. It feels like an easy…

NGEC NGEC