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8 Medicare Part D Decisions That Change Your Annual Drug Costs Drastically

Image Source: 123rf.com Prescription drug costs remain one of the biggest worries for retirees. Medicare Part D was designed to…

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Will IRMAA Push Your Part B Premium Higher Than Your Raise This Year?

Image Source: 123rf.com Medicare premiums aren’t one-size-fits-all. Higher-income retirees pay extra through Income-Related Monthly Adjustment Amounts, better known as IRMAA.…

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10 HSA Power Plays That Cover Real Medical Bills in Retirement

Image Source; 123rf.com Health Savings Accounts (HSAs) are among the most powerful retirement tools. They combine tax-free contributions, growth, and…

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9 Long-Term-Care Myths That Blow Up Family Budgets

Image Source: 123rf.com Long-term care is one of the biggest financial wild cards in retirement. Nursing homes, assisted living, and…

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8 Rental Property Clauses That Blow Up During Evictions

Image Source: 123rf.com Leases are supposed to protect both landlords and tenants. But during eviction proceedings, certain clauses don’t hold…

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10 Credit Score Myths That Keep You Paying Higher Rates

Image Source: 123rf.com Credit scores influence everything from mortgage rates to insurance premiums. Yet misinformation keeps many borrowers paying more…

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6 Debt Avalanche Wins That Outperform the Snowball for Most People

Image Source: 123rf.com Paying off debt requires a strategy. Two popular methods—snowball and avalanche—often spark debate. The snowball focuses on…

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8 RMD Missteps That Turn Retirement Accounts Into Penalty Magnets

Image Source: 123rf.com Required minimum distributions (RMDs) are unavoidable once you hit a certain age. But many retirees make costly…

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If There Is a Fast Track to Becoming Wealthy, Entrepreneurship Is It

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for…

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Dave Says: They’re Manipulating Your Feelings

Dear Dave, Our daughter is 27, and she’s been married for three years. We’ve been helping her and husband financially…

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