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Latest Homes News

Pros and cons of a 15-year mortgage

Key takeaways Pros of a 15-year mortgage include paying less in interest over the life of the loan as a…

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What income do I need to afford a $250K house?

If you’re in the market for a $250,000 home, your options may be limited — the national median home sale…

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How much house can I afford with a $180K salary?

David Papazian/Getty Images Homeownership is likely well within your reach if you earn an annual salary of $180,000. The median…

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Average monthly mortgage payment

Skyhobo/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Monthly mortgage payments include not just principal and interest but also…

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Buying a house with cash vs. a mortgage

Key takeaways Paying for a house in cash can speed up the buying process, lower your long-term costs and give…

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Lender credits: What are they and how do they work

Juanmonino/Getty Images: Illustration by Issiah Davis/Bankrate Our writers and editors used an in-house natural language generation platform to assist with…

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What are commercial real estate or CRE loans?

Key takeaways Commercial real estate loans are used to purchase, construct, rehabilitate or refinance commercial properties, as opposed to residential…

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What is a mortgage?

David Papazian/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A mortgage is a long-term loan from a financial institution…

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Why is housing inventory so low? Understanding the U.S. housing shortage

Richard Newstead/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The housing shortage is essentially a problem of supply and demand: There…

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What is a non-QM loan? The lowdown on non-qualifying mortgages

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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