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Latest Homes News

Closing costs in Tennessee: Who pays for what

Jeremy Poland/Getty Images Real estate deals aren’t just about a home’s sale price. There are also closing costs to consider,…

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Home equity: What is it and how can you use it?

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…

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How to get a low-cost mortgage refinance

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing your mortgage includes expenses just like your original mortgage did,…

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FHA loans: Definition, requirements and limits

Key takeaways An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise…

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What is correspondent lending?

Key takeaways Correspondent lenders originate and underwrite mortgages, financing them with their own funds. Mortgages originated by correspondent lenders are…

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What is an interest-only HELOC and how does it work?

Imagine that you had a credit card that allowed you to charge large amounts — we’re talking  five, even six…

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Cash-out refinance: What it is and how it works

Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a…

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Can lawmakers save the collapsing Florida home insurance market?

In 2022, the Florida home insurance market spent months tumbling toward collapse, but legislation was put in place to help…

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Is the housing market going to crash? What the experts are saying

Key takeaways Mortgage rates are high, but home prices keep rising — blame the lack of housing supply. Economists predict…

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How to get a home equity loan with bad credit

Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does…

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