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Latest Homes News
What is umbrella insurance and how much does umbrella coverage cost?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a home insurance binder?
Weekend Images Inc./Getty Images; Illustration by Austin Courregé/Bankrate Mortgage lenders commonly require that borrowers maintain a homeowners insurance policy on…
What is a loan-to-value ratio?
Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property…
Down payment assistance: How it works and how to get it
Delahaye/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Down payment assistance (DPA) programs provide homebuyers with loans or grants…
VA loans: What they are and how they work
MoMo Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Our writers and editors used an in-house natural language generation platform to…
How to avoid mortgage rate lock extension fees
Hero Images Inc/Getty images Our writers and editors used an in-house natural language generation platform to assist with portions of…
I’m well into paying off my mortgage. Should I still refinance?
Key takeaways Understanding the reason you want to refinance can help you determine if it's a good idea when you’re…
How to prepare for FHA appraisal requirements
The Good Brigade/Getty Images Key takeaways An FHA appraisal assesses your home's market value and condition to determine whether the…
What is an energy-efficient mortgage (EEM)and how can it save you money?
Key takeaways An energy-efficient mortgage, or EEM, can help you pay for an energy-efficient home or for energy-saving upgrades to…
Small size, big headaches: how to insure a tiny home
Key takeaways Tiny houses may qualify for specialty insurance, RV insurance, mobile/manufactured home insurance or be added onto an existing…
