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401(k) And IRA Hardship Withdrawals – Avoid Penalties

Emergencies happen, and that’s why it’s a good thing that popular retirement accounts such as a 401(k) or an IRA…

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How To Keep Your Money From Losing Purchasing Power

Key takeaways High-yield savings accounts currently offer rates over 4 percent APY, helping your money keep pace with inflation. Certificates…

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Can A Bank Issue A Credit Card Without My Permission?

Hispanolistic/Getty Images Key takeaways In the past, banks have been punished for issuing credit cards without permission. The CFPB and…

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Certified Check: Definition, Uses And Cost

Key takeaways A certified check is a personal check verified by your bank with guaranteed funds set aside for payment.…

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CDs Vs. Share Certificates: What’s The Difference?

Key takeaways CDs and share certificates are nearly identical fixed-term deposit accounts that earn guaranteed returns over a set period.…

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J.D. Power’s Bruce Gehrke Speaks To Borrower Health

What if we told you that, according to J.D. Power, only 1 out of every 4 personal loan borrowers identify…

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How To Get A $40,000 Personal Loan

Image by Getty Images; Illustration by Bankrate Key takeaways Many lenders offer $40,000 loans, including local banks, credit unions, online…

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Life Insurance Retirement Plans (LIRPs)

Key takeaways A life insurance retirement plan (LIRP) uses permanent life insurance to build cash value over time that can…

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New Massachusetts Insurance Law To Increase Average Minimum Coverage Rates by 36%

ANDREY DENISYUK/Getty Images Key takeaways As of July 1, 2025, the minimum car insurance limits in Massachusetts will increase to…

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Affording out-of-state tuition: 7 tips on how you could pay

Key takeaways Out-of-state tuition averages almost $20,000 more than in-state tuition for the 2024-2025 school year. Regional tuition reciprocity agreements…

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