Homes
Latest Homes News
Is the housing market going to crash? What the experts are saying
Key takeaways Mortgage rates are high, but home prices keep rising — blame the lack of housing supply. Economists predict…
How to get a home equity loan with bad credit
Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does…
What is umbrella insurance and how much does umbrella coverage cost?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a home insurance binder?
Weekend Images Inc./Getty Images; Illustration by Austin Courregé/Bankrate Mortgage lenders commonly require that borrowers maintain a homeowners insurance policy on…
What is a loan-to-value ratio?
Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property…
Down payment assistance: How it works and how to get it
Delahaye/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Down payment assistance (DPA) programs provide homebuyers with loans or grants…
VA loans: What they are and how they work
MoMo Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Our writers and editors used an in-house natural language generation platform to…
How to avoid mortgage rate lock extension fees
Hero Images Inc/Getty images Our writers and editors used an in-house natural language generation platform to assist with portions of…
I’m well into paying off my mortgage. Should I still refinance?
Key takeaways Understanding the reason you want to refinance can help you determine if it's a good idea when you’re…
How to prepare for FHA appraisal requirements
The Good Brigade/Getty Images Key takeaways An FHA appraisal assesses your home's market value and condition to determine whether the…
