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Latest Homes News
Mortgage questions to ask and expect from your lender
Key takeaways When shopping for a mortgage, ask each lender to detail their requirements, annual percentage rate (APR) and fees.…
Case-Shiller Index: Home price gains hit all-time high
Amid an environment of tight inventory and stubbornly high mortgage rates, housing prices in the U.S. are on the rise…
How to sell a house by owner in Pennsylvania
Key takeaways Selling your house without a real estate agent in Pennsylvania is possible, but it can be a challenging…
What happens to the housing market in an election year?
ajcasanova/Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Despite the common belief that elections negatively impact the housing market, data…
Conforming loans: What they are and how they work
Key takeaways Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They’re eligible…
Pros and cons of an adjustable-rate mortgage (ARM)
Key takeaways An adjustable-rate mortgage (ARM) is a mortgage with an initial fixed interest rate that resets at periodic intervals.…
VA loan benefits and disadvantages
Key takeaways VA loans offer many benefits such as no down payment/mortgage insurance, easier qualifications and lower interest rates. However,…
What is the Home Ownership and Equity Protection Act (HOEPA)?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
Right of rescission: Canceling a HELOC, home equity loan or refinance
jessica.kirsh/Shutterstock Key takeaways The right of rescission allows homeowners to back out of certain refinance, home equity loan and HELOC…
Wraparound mortgage: What it is and how it can help buyers and sellers
Key takeaways A wraparound mortgage is a unique form of seller financing in which the seller keeps their mortgage and…
