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Latest Homes News

What Is a homeowners insurance peril and how does it work?

Roberto Jimenez Mejias/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Homeowners insurance perils are unpredictable events that cause damage to…

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Does homeowners insurance cover septic tanks?

If you have a septic system rather than municipal sewer services, you know how important it is to properly maintain…

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What is an alienation clause?

Fat Chance Productions/Getty Images Key takeaways An alienation clause is common in mortgages, giving a mortgage lender the right to…

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How to price your home for a perfect sale

Key takeaways When selling a home, it's important to find the right balance between overpricing and underpricing. Your home's list…

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When and how to fight a denied homeowners insurance claim

Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Reviewing your home insurance policy before a claim occurs can…

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No-doc mortgage: What is it and can you still get one?

Key takeaways A no-doc mortgage offers a way to get a home loan without some of the income and employment…

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What is a short sale?

Key takeaways A short sale is when a mortgage lender agrees to allow a homeowner to sell their home for…

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What are homeowners insurance premiums and how do they work?

Key takeaways Homeowners insurance premiums are the amount you pay for your home insurance policy. The average cost of home…

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What is a HELOC?

Key takeaways A home equity line of credit (HELOC) is a variable-rate form of financing that allows you to cash…

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Will a ‘silver tsunami’ solve the U.S. housing shortage?

Key takeaways There's a housing shortage in the U.S., with more demand for homes than there is supply of available…

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