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Latest Homes News

What is Ginnie Mae?

Key takeaways Ginnie Mae (the Government National Mortgage Association) plays a crucial, if behind-the-scenes role, in government-insured/guaranteed mortgages like FHA…

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HO-8 insurance

The Good Brigade/Getty Images Unless you are an insurance agent, you may not know that there are multiple types of…

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Open-ended mortgages: What are they and how do they work?

eclipse images/Getty Images/Illustration by Issiah Davis/Bankrate Key takeaways An open-end mortgage provides financing to help you buy a home now…

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Cost of living 2024: How to calculate and compare

What is “cost of living”? The term “cost of living” refers to the overall amount of money required to cover…

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When to file a home insurance claim and how to do it

10'000 Hours/Getty Images Key takeaways Filing a home insurance claim might make the most sense when the loss estimate is…

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‘We buy houses’ companies in Illinois

AlenaMozhjer/Getty Images Just as you have different choices for buying a home in Illinois — from a condo in downtown…

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Best renters insurance in California

Key takeaways The best renters insurance companies in California are American Family, Mercury, Nationwide, Lemonade and USAA, according to our…

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Mortgage rates retreat this week as spring homebuyers emerge

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the average 30-year fixed loan…

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How to write a letter of explanation for a mortgage

Education Images/Getty Images Key takeaways A letter of explanation for a mortgage is a document that provides further details about…

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How often should you compare mortgage rates?

Key takeaways Mortgage rates can change daily, but that doesn't mean you need to check rates every day. A number…

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