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Homebuyer education courses: What are they and should you take one?

PeopleImages/Getty Images Key takeaways Homebuyer education courses teach you how to save for a down payment, shop for lenders and…

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How to switch homeowners insurance when your escrow pays your premium

If your home insurance premium is funded through an escrow account and you want to change carriers, don’t be deterred…

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HomeReady mortgage guide

KenWiedemann/Getty Images Our writers and editors used an in-house natural language generation platform to assist with portions of this article,…

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When does homeowners insurance cover mold?

Key takeaways In most cases, homeowners insurance policies do not cover mold damage as it's often tied to home maintenance.…

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What happens if you don’t activate a credit card?

Key takeaways Not activating a credit card can have negative impacts on your finances, but most downsides only apply if…

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Can you get a home equity loan on investment or rental property?

Key takeaways You can get home equity loans on investment and rental properties, though they may be harder to obtain.…

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Does closing a bank account hurt your credit?

Key takeaways Closing a bank account won’t hurt your credit, as long as your account is in good standing. If…

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How to send or request money with Zelle

sefa ozel/GettyImages; Illustration by Hunter Newton/Bankrate Much like platforms such as Cash App and Venmo, the Zelle app lets you…

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How government bonds are taxed

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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What are the pros and cons of a variable annuity?

Variable annuities can offer income in retirement and the potential for higher returns, but those perks come with trade-offs, including…

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