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Latest Homes News

Your home’s worth more than ever. But is borrowing against it a good idea?

If you’re a homeowner, odds are you’re sitting on a source of cash right now. As housing prices have soared,…

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How to save on homeowners insurance premiums in 2024

Willie B. Thomas/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Homeowners insurance can be costly, but there are several…

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Are government loans easier to get?

Key takeaways Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates…

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Property tax rates by state: What to expect in your area

All homeowners must account for regular expenses above and beyond their mortgage payments, and one of the most reliable of…

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Does refinancing a mortgage hurt your credit?

Key takeaways Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one…

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‘We buy houses’ companies in Oregon

Yellow Dog Productions/Getty Images Thinking about selling your Oregon home? If you go the traditional route, listing it with a…

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Types of homeowners insurance

Key takeaways The most common type of homeowners insurance policy is the standard HO-3 policy. HO-5 policies offer the broadest…

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How to sell a house by owner in New Jersey

Images by Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Using a Realtor to sell a home in New Jersey…

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Missing mortgage payments: How many can I miss before foreclosure?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Mortgage deferment: What it is and how it differs from forbearance

MoMo Productions/Getty Images Key takeaways Deferment and forbearance are sometimes used interchangeably, but they’re not the same. If your mortgage…

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