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Latest Homes News
What are homeowners insurance premiums and how do they work?
Key takeaways Homeowners insurance premiums are the amount you pay for your home insurance policy. The average cost of home…
What is a HELOC?
Key takeaways A home equity line of credit (HELOC) is a variable-rate form of financing that allows you to cash…
Will a ‘silver tsunami’ solve the U.S. housing shortage?
Key takeaways There's a housing shortage in the U.S., with more demand for homes than there is supply of available…
Closing costs in Tennessee: Who pays for what
Jeremy Poland/Getty Images Real estate deals aren’t just about a home’s sale price. There are also closing costs to consider,…
Home equity: What is it and how can you use it?
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
How to get a low-cost mortgage refinance
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Refinancing your mortgage includes expenses just like your original mortgage did,…
FHA loans: Definition, requirements and limits
Key takeaways An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise…
What is correspondent lending?
Key takeaways Correspondent lenders originate and underwrite mortgages, financing them with their own funds. Mortgages originated by correspondent lenders are…
What is an interest-only HELOC and how does it work?
Imagine that you had a credit card that allowed you to charge large amounts — we’re talking five, even six…
Cash-out refinance: What it is and how it works
Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a…
