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Latest Homes News

About 1 in 5 homeowners say they’ve taken on debt for maintenance and surprise costs: Is it a good idea?

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Some 19 percent of homeowners surveyed say they’ve taken on debt…

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6 steps to take after a natural disaster

Key takeaways Having an emergency plan, supplies and a thorough understanding of your home insurance policy can help you prepare…

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Mortgage questions to ask and expect from your lender

Key takeaways When shopping for a mortgage, ask each lender to detail their requirements, annual percentage rate (APR) and fees.…

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Case-Shiller Index: Home price gains hit all-time high

Amid an environment of tight inventory and stubbornly high mortgage rates, housing prices in the U.S. are on the rise…

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How to sell a house by owner in Pennsylvania

Key takeaways Selling your house without a real estate agent in Pennsylvania is possible, but it can be a challenging…

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What happens to the housing market in an election year?

ajcasanova/Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Despite the common belief that elections negatively impact the housing market, data…

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Conforming loans: What they are and how they work

Key takeaways Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They’re eligible…

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Pros and cons of an adjustable-rate mortgage (ARM)

Key takeaways An adjustable-rate mortgage (ARM) is a mortgage with an initial fixed interest rate that resets at periodic intervals.…

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VA loan benefits and disadvantages

Key takeaways VA loans offer many benefits such as no down payment/mortgage insurance, easier qualifications and lower interest rates. However,…

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What is the Home Ownership and Equity Protection Act (HOEPA)?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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