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Latest Homes News

Conventional loans: What they are and how they work

JohnnyGreig/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Conventional loans are mortgages that aren't guaranteed or insured by the government…

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How to shop for a mortgage without hurting your credit score

Key takeaways Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your…

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Guide to homeowners insurance

Key takeaways There are many factors that affect the cost of home insurance, including your home’s specific features, the state…

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How to refinance a second home or investment property

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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The 10 largest mortgage lenders in the U.S.

There’s a new No. 1 atop the list of the nation’s largest mortgage lenders. United Wholesale Mortgage pushed past Rocket…

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Best mortgage lenders of May 2024

Image Source/GettyImages; Illustration by Hunter Newton/Bankrate When you’re shopping for a mortgage, you have many options, from big banks to…

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Best VA loan lenders in 2024

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…

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Experts say the 2024 hurricane season could break records. Here’s how to prepare

The 2024 Atlantic hurricane season is shaping up to be one of the most active on record — and now…

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Mortgage seasoning: What is it and what are the requirements?

Key takeaways Seasoning, for mortgage-related purposes, refers to the amount of time you’ve had funds in your bank account —…

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Mortgage rate forecast for May 2024: No break for homebuyers

The wind continues to blow in the wrong direction for mortgage borrowers. — Greg McBride, Bankrate Chief Financial Analyst As…

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