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Latest Homes News
What credit score is needed to refinance your mortgage?
Key takeaways You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other…
What is a home equity loan?
Key takeaways A home equity loan allows you to borrow a lump sum against your home's equity, usually at a…
What are cash-out refinance tax implications?
Key takeaways By tapping your home equity, cash-out refinancing can help you fund major expenses, like a home renovation. The…
Should I buy a house now, or wait?
Key takeaways The current housing market is causing many prospective buyers to wait for better conditions, but there's no guarantee…
Florida flooding focuses attention on uninsured Americans
2023 marked a year of historic downpours for Florida, with record-breaking flash floods in Fort Lauderdale in April and double-digit…
Best cheap homeowners insurance in Chicago
Securing home insurance in Chicago comes with its challenges, as the average premium now stands at $2,560 for $300,000 in…
How many people can be on a mortgage?
Key takeaways While there is no official maximum number, lenders generally accept no more than four borrowers on a conventional…
What Is a homeowners insurance peril and how does it work?
Roberto Jimenez Mejias/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Homeowners insurance perils are unpredictable events that cause damage to…
Does homeowners insurance cover septic tanks?
If you have a septic system rather than municipal sewer services, you know how important it is to properly maintain…
What is an alienation clause?
Fat Chance Productions/Getty Images Key takeaways An alienation clause is common in mortgages, giving a mortgage lender the right to…
