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6 Signs You’re Ready For A Student Credit Card

Key takeaways Being a college student opens up opportunities for attractive student credit cards with cash back or rewards. Before…

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If You Return A Purchase, Can You Keep The Credit Card Rewards?

Key takeaways In most situations, returns on credit cards will cause you to lose any points, miles or cash back…

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Adjustable-Rate Mortgage (ARM) Requirements In 2025

Key takeaways Adjustable-rate mortgage (ARM) loan requirements vary by the type of loan you get — whether conventional or government-backed…

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Does Your Loan Purpose Matter? Yes — Here’s Why

Hispanolistic/Getty Images Key takeaways The purpose of your loan can impact the amount, terms and interest rates you’re offered. Some…

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Can A Merchant Store My Credit Card Details Without Permission?

FG Trade/iStock/Getty Images Key takeaways Storing your credit card information makes it easier for merchants to facilitate future and recurring…

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Can You Have More Than One Life Insurance Policy?

Key takeaways There are no rules around the number of life insurance policies an individual can have, so it is…

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Do I Have To Pay Student Loans If I’m Unemployed?

Key takeaways You still need to make payments or make alternative arrangements with your lender while unemployed. If you make…

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Impact of Aging Vehicles on Car Financing

Image by GettyImages; Illustration by Bankrate Key takeaways Consumers are holding on to their cars longer due to rising new…

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Assessed Value Vs. Appraised Value

Image & Illustration by Bankrate Key takeaways Assessed value is determined by the local government and is most often used…

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4 States That Pay Off Student Loans For Moving There

Key takeaways Some states offer up to thousands of dollars of student loan repayment assistance to new residents. Eligibility requirements…

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