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Latest Homes News
APR vs. interest rate: What’s the difference?
ljubaphoto/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways The interest rate on a mortgage indicates how much interest you’ll pay…
What is a 7/1 adjustable-rate mortgage (ARM)?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
Can you use home equity to buy a second home?
Key takeaways You can use home equity to buy another house if you have enough of an ownership stake in…
Are annuities a good investment?
Although annuities are not for everyone, the assurance of guaranteed income in retirement and tax-deferred growth can be very attractive…
Guide to Citi ThankYou Rewards transfer partners
Citi is an advertising partner. Key takeaways Citi ThankYou Rewards offers flexible redemption options, including transfers to airline and hotel…
What happens if you get in an accident without insurance?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a prepayment penalty?
Key takeaways A prepayment penalty is a fee designed to discourage borrowers from settling a loan early, long before the…
Pros and cons of a home equity line of credit (HELOC)
Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow…
Most expensive cars to insure
The vehicle you drive is one of the biggest factors in determining how much you pay for car insurance. Certain…
What to do if your 401(k) is losing money
SOMKID THONGDEE/Getty Images Losing money in your 401(k) can be unsettling, but fluctuations are part of being a long-term investor.…
