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Cash-out refinance: What it is and how it works
Christina Zelow Lundquist/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A cash-out refinance replaces your current mortgage with a…
Can lawmakers save the collapsing Florida home insurance market?
In 2022, the Florida home insurance market spent months tumbling toward collapse, but legislation was put in place to help…
Is the housing market going to crash? What the experts are saying
Key takeaways Mortgage rates are high, but home prices keep rising — blame the lack of housing supply. Economists predict…
How to get a home equity loan with bad credit
Key takeaways A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does…
What is umbrella insurance and how much does umbrella coverage cost?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a home insurance binder?
Weekend Images Inc./Getty Images; Illustration by Austin Courregé/Bankrate Mortgage lenders commonly require that borrowers maintain a homeowners insurance policy on…
What is a loan-to-value ratio?
Key takeaways Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property…
Down payment assistance: How it works and how to get it
Delahaye/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Down payment assistance (DPA) programs provide homebuyers with loans or grants…
VA loans: What they are and how they work
MoMo Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Our writers and editors used an in-house natural language generation platform to…
How to avoid mortgage rate lock extension fees
Hero Images Inc/Getty images Our writers and editors used an in-house natural language generation platform to assist with portions of…
