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7 Ways To Mess Up Your Social Security Benefits

Social Security is a program designed to provide income over a claimant’s lifetime starting at retirement age, and soon-to-be retirees…

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What Is Full Retirement Age And Why It Matters

Navigating Social Security can feel like a maze of numbers and timelines. But your full retirement age is more than…

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What Is Scholarship Endowment And How Does It Work?

Key takeaways Endowed scholarship funds perpetuate your giving into the future, making gifts based on investment income from your initial…

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Mortgage Forbearance: What Is It And How Does It Work?

ANDREW CABALLERO-REYNOLDS /Getty Images Key takeaways Mortgage forbearance allows homeowners to pause or reduce mortgage payments during a short-term financial…

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How Often Can You Refinance Student Loans?

Key takeaways You can refinance your student loans as often as you want — there’s no legal limit. Refinancing more…

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How To Get The Best Refinance Rate

Key takeaways Refinancing your mortgage makes sense if you can reduce the interest rate by one-half to three-quarters of a…

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How To Insure a Van You Live In

Owning a home is a major financial feat, but the goalpost seems to keep moving further out of reach. Bankrate’s…

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Should You Apply For Income-Driven Repayment?

Key takeaways There are four income-driven repayment plans to be aware of: PAYE, SAVE, IBR and ICR. The PAYE plan…

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American Education Services Overview: What To Know

Prostock-Studio/Getty Images Key takeaways American Education Services handles administrative tasks for the FFELP and some private loans. The company recently…

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Insurance Companies Slashed Ad Spending in 2023. Here’s Why Your Rates Are Still High

Insurance commercials are everywhere, and compared to other financial products, the ads are especially catchy. Even if you don’t have…

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