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Latest Homes News

Buying a house with cash vs. a mortgage

Key takeaways Paying for a house in cash can speed up the buying process, lower your long-term costs and give…

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Lender credits: What are they and how do they work

Juanmonino/Getty Images: Illustration by Issiah Davis/Bankrate Our writers and editors used an in-house natural language generation platform to assist with…

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What are commercial real estate or CRE loans?

Key takeaways Commercial real estate loans are used to purchase, construct, rehabilitate or refinance commercial properties, as opposed to residential…

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What is a mortgage?

David Papazian/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A mortgage is a long-term loan from a financial institution…

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Why is housing inventory so low? Understanding the U.S. housing shortage

Richard Newstead/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The housing shortage is essentially a problem of supply and demand: There…

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What is a non-QM loan? The lowdown on non-qualifying mortgages

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Smart ways to use your home equity for remodeling

In this article Caret Down Caret Up Key takeaways Rising home prices, low inventory and high mortgage rates have homeowners…

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A median-priced home in the U.S. requires a salary of at least $100K. Can a parent buy for a child who’s just starting out?

Key takeaways Purchasing a home for a child can help them build wealth and financial stability. Some of the ways…

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How to buy a second home

Key takeaways Before you buy a second home, get clear on how you want to use the property. Will it…

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Restoring stability: home insurance as a safety net for financial stress during disasters

As of early April 2024, there have already been two weather-related events that have caused upward of $1 billion in…

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