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What is contents insurance in homeowners coverage?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Contents insurance, also called personal property insurance, provides coverage for your…
Best commodity ETFs
KTSDESIGN/SCIENCE PHOTO LIBRARY/Getty Images Investors often look to commodities for portfolio diversification or to hedge against inflation. Holding commodities directly…
What is interest? Definition, how it works and examples
Key takeaways Interest can be charged when you borrow or earned when you save. When you charge something on a…
What is a first-lien HELOC?
Key takeaways A first-lien HELOC merges a first mortgage with a variable-rate credit line, becoming the primary loan for the…
How to save money while job hunting
Navigating the job market can be a daunting task, especially when concerns about job security loom large. In fact, Bankrate’s…
5 ways to avoid impulse buying
Key takeaways Impulse buying means purchasing items you did not plan to buy. Impulse buying can result in more spending…
Borrower defense to repayment: How to get your student loans forgiven
Key takeaways The borrower defense to repayment program allows students to apply for federal student loan discharge if their school…
What percentage of your income should go to a mortgage?
Key takeaways The traditional rule of thumb is that no more than 28 percent of your monthly gross income or…
How much should you have in savings at each age?
Workers often find themselves struggling with how much they should be saving for retirement. While it certainly depends on a…
How to invest in oil
Oil is a basic necessity of modern life, and it’s among the most strategic commodities. So it’s not surprising that…
