Homes
Latest Homes News
Mortgagor vs. mortgagee: What’s the difference?
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who borrows and pays back a…
Agent commissions are getting more transparent — but critics still say the real estate industry operates as a ‘cartel’
When the National Association of Realtors (NAR) and major brokers last year lost a federal antitrust suit, the verdict unleashed…
Best FHA 203(k) rehab mortgage lenders in 2024
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
What property buyers should know about land loans
Looking to buy some land? You have plenty of options, from modest suburban lots to massive 5,000-acre ranches. You probably…
Do I need a Realtor to buy a house?
Key takeaways The vast majority of homebuyers work with an agent, but it is possible to buy a home without…
How to stop foreclosure
Key takeaways Foreclosure occurs when a homeowner stops paying their mortgage for an extended period — typically 120 days following…
What is negative equity? A guide to underwater mortgages
Key takeaways Negative equity occurs when your home’s value sinks below the amount you owe on it (from your mortgage…
Does a HELOC affect your credit score?
Key takeaways HELOC applications require a hard credit pull, which does temporarily lower your credit score. Closing a HELOC and…
What you need to know about roof inspections
If you’ve ever had a homeowners insurance policy, then you may have had a roof inspection before. During these inspections,…
Loss assessment coverage
As a homeowner, you typically have the ability to personalize your home insurance policy by purchasing endorsements. If you live…
