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Latest Homes News

How to prepare your home for a natural disaster

A natural disaster can be financially devastating. Thankfully, a standard home insurance policy can protect against much of the financial…

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What is vacant home insurance and how does it work?

A home may stay vacant for several reasons, such as if the homeowners are waiting to do renovations or for…

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Study: Typical single-family home costs over $18,000 per year in hidden expenses

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key insights The average annual cost of owning and maintaining a single-family home…

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Beating the generational money curse: How homeownership builds your family’s wealth

Key takeaways Buying and owning a home can lay the foundations of generational wealth. Home equity can increase substantially over…

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What is a Realtor, and do I need one?

Alex Potemkin/Getty Images; Illustration by Issiah Davis/Bankrate When you’re looking to sell or buy a house, you’ll see a range…

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What is a debt-to-income ratio for a mortgage?

Key takeaways Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI…

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What is the VA funding fee?

SDI Productions/Getty Images Key takeaways Most VA loan borrowers pay a VA funding fee. The fee is equal to a…

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What is a VA streamline refinance (VA IRRRL) and how does it work?

Key takeaways Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of…

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12 questions to ask a Realtor when buying a house

Buying a home can be stressful — the experience involves many steps and a lot of money. It’s complex, but…

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VA closing costs: What are they and how much are they?

Key takeaways VA loans come with closing costs, which include the origination fee, funding fee, discount points and other fees…

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