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Latest Homes News

What is it and who needs it?

Underinsured motorist coverage, or UIM, may be one of the least understood types of car insurance, but it’s increasingly important…

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How Much Cash To Keep In Your Checking vs. Savings Account

Key Takeaways Striking the right balance between your checking and savings accounts can help your money grow. Checking accounts are…

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Why federal Direct PLUS Loans are under fire — and how their potential end impacts your student loan options

Key takeaways Congressional Republicans are considering closing the federal Direct PLUS Loan program in an effort to limit federal loan…

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Is Personal Loan Shopping Worth It? Our Expert Weighs In

Key takeaways Institutional banks offer some of the lowest starting rates with no fees on short-term loans for borrowers with…

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3 Crucial Lessons From A First-Time Homeowner

Photography by Getty Images; Illustration by Bankrate My husband and I have owned our first home for a full year.…

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What Is An Acceleration Clause?

Yellow Dog Productions/Getty Images Key takeaways Acceleration clauses, a common feature in mortgage contracts, require that you pay off your…

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Are business savings accounts taxed?

Key takeaways When your business earns interest in a business savings account, you’ll need to report those earnings on your…

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Rate Hike Hotspots: 5 States Where Fighting a Speeding Ticket Matters Most

Key takeaways In North Carolina, full coverage car insurance rates increase an average of 49 percent after a single speeding…

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Tariffs could cost the average American household $3,800 per year. Here’s how to save for it

Tariffs could cost the average American household $3,800 in 2025, according to The Budget Lab at Yale University. This estimate…

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What you need to know

Key takeaways Surplus lines insurance can provide coverage for homes that are uninsurable in the standard market.  E&S insurance must…

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