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These 7 401(k) Moves Could Ruin Your Retirement

A 401(k) is one of the most important parts of a good retirement plan, so it’s important not to mess…

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Why Do Debit And Credit Cards Have Expiration Dates?

Key takeaways Credit cards and debit cards have expiration dates, after which they can no longer be used for in-person…

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Excise Tax: What It Is And How It Works

An excise tax is a tax on the purchase of a specific good or service, such as alcohol, cigarettes or…

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What Is A Credit Privacy Number? Is It Legal?

DRAKULA IMAGES/Getty Images Key takeaways A credit privacy number, or CPN, is a nine-digit number similar to a Social Security…

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The Costs To Own A Vacation Home

Key takeaways If you’re considering a vacation home, prepare for higher interest rates and costlier homeowners insurance than you have…

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A Homebuyers Guide To 3% Down Mortgages

Key takeaways Three percent down mortgages are just what they sound like — they only require a 3 percent down…

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7 Ways To Lower Your Taxable Income This Year

The tax filing deadline has come and gone and no doubt you’d rather think about the next summer BBQ —…

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How Do You Delete Your Experian Account?

Key takeaways Deleting your Experian account removes access to features like credit monitoring, FICO Score updates and identity theft protection,…

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When Will Car Interest Rates Drop?

The Federal Reserve held rates steady in its June meeting, but maintains it anticipates two rate cuts in the latter…

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Why You Shouldn’t Be Tempted By BNPL Credit Cards

Buy Now, Pay Later (BNPL) is an attractive financing option. Unlike a traditional credit card, it lets you pay for…

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