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How I got more than $1,200 in value out of my credit cards in 2024

I’m going to be honest with you: for a credit card journalist, I’m a very lazy cardholder. Don’t get me…

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SEP IRA Contribution And Income Limits For 2025

The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save…

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What Credit Score Do You Need To Buy A Car?

Luis Alvarez/GettyImages; Illustration by Hunter Newton/Bankrate Before you head to the dealership for your new car, it is important to…

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What Is A Second-Chance Car Loan?

Key takeaways The lower your credit score is, the more challenging it can be to secure competitive auto financing rates.…

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Found a lost credit card? Here’s what you should do next

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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How to File a Diminished Value Claim

Key takeaways Diminished value is the difference between your car's value before an accident and after, even if it's repaired.…

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Why I Love the Bank of America Customized Cash Rewards

Charday Penn/E+/Getty Images Key takeaways The Bank of America® Customized Cash Rewards credit card features cash back rewards categories that…

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The Savor annual fee wasn’t worth it, so I changed cards

The legacy Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024, although…

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The Impact Of Student Loans On Mental Health

Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Student loans are increasingly necessary to earn the education needed…

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Cardholders who used secured credit cards to rebuild credit

This page was originally published in early 2022 and still contains relevant interview quotes from that time. The rest of…

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