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How to get a business credit card with an EIN only

Key takeaways As a business owner, having access to credit can streamline your cash flow, enable you to grow more…

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Why I’m ready to part with the Citi Prestige, and how I’m replacing it

This page was originally published in late 2022 and reflects the author’s financial decisions during that time. The rest of…

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Everything you need to know about apprenticeships and how to get one

Key takeaways Apprenticeship programs can last anywhere from one to six years, depending on the trade. Instead of paying your…

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How to qualify for the student loan tax offset hardship refund

adriaticfoto/Shutterstock Key takeaways If your federal student loan is in default, the U.S. Department of Education and U.S. Department of…

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Student loan companies with a fast co-signer release

SDI Productions/Getty Images Key takeaways Some private student loan companies offer co-signer release as a perk, which allows you to…

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SEP IRA vs SIMPLE IRA: How they compare

Business owners and the self-employed have more than one way to set up a retirement account for themselves and their…

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What is the 4% rule for retirement withdrawals?

Morsa Images/Getty Images Our writers and editors used an in-house natural language generation platform to assist with portions of this…

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12 ways to save money every day

Key takeaways One of the easiest ways to save money daily is to cut unnecessary expenses, such as unused subscriptions.…

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How to choose a secured credit card: 7 things to look for

Key takeaways Secured credit cards allow you to place a deposit with a credit issuer in order to access a…

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Does having two credit cards help build credit faster?

Key takeaways Having multiple cards can help you build credit more quickly, but your focus should remain on using your…

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