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One Bankrate Expert’s Take On Sen. Durbin’s Legacy
U.S. Sen. Dick Durbin, a Democrat from Illinois, announced on April 23 that he will retire after his current term…
The Burden Of Student Loan Debt: Who Is Responsible?
Key takeaways Almost a quarter of those who currently have student loan debt for themselves or someone else don’t expect…
What Are Online Loan Networks And Why Should You Use Them?
Key takeaways An online lending network lets you simultaneously compare personal loan offers, including rates, terms and fees from a…
What Are Joint Personal Loans?
Key takeaways Getting a joint personal loan, or co-borrowing, is when two people take out a loan together. Joint borrowing…
Best Credit Cards For Paying Taxes
Credit cards can be a convenient way to pay taxes while potentially earning some rewards along the way. Paying taxes…
What Is The Right Of Redemption?
DavidPinoPhotography/Shutterstock Key takeaways If you’re facing foreclosure, the right of redemption gives you a legal pathway to keep or regain…
Mortgage Note: What Is It And How Does It Work?
Key takeaways A mortgage note represents a home loan for a given borrower. The note is a security instrument that…
What Is A 10/1 Adjustable-Rate Mortgage (ARM)?
IP Galanternik D.U./Getty Images Key takeaways A 10/1 adjustable-rate mortgage has a fixed interest rate for the first 10 years,…
What Is Manual Underwriting? | Bankrate
Thomas Barwick/Getty Images Key takeaways The majority of mortgage applications are processed with automated technology, but lenders can use manual…
How Much Does A $50,000 Annuity Pay Per Month?
If you’re retired or close to it, chances are you’re thinking about how to make your money last. An income…
