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I chose this type of mortgage lender to buy my first home — and it was the best decision I made
Feverpitched/Getty Images When my husband and I decided to buy our first home in summer 2023, we knew we’d need…
How to sell a house by owner in Maryland
Jeremy Poland/Getty Images Key takeaways You're not required to use a real estate agent to sell your home in Maryland,…
How does a fixed-rate HELOC work?
Key takeaways The interest rate on fixed-rate HELOCs stays the same throughout the draw period. In some cases, you can…
How much is a down payment on a house?
Key takeaways You don’t need to put 20 percent down to get a mortgage — some mortgages don't even require…
Should retirees use their homes to pay bills?
Key takeaways If you’re a homeowner in or nearing retirement, you may be able to use your home equity as…
Does homeowners insurance cover basement flooding?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
What is a homeowners insurance deductible?
Key takeaways A home insurance deductible is the amount you are responsible for paying out of pocket in the event…
How to refinance when you have a second mortgage
Westend61/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can refinance a second mortgage on its own fairly easily. Refinancing…
Do you need a down payment to refinance your mortgage?
Key takeaways You don’t need a down payment to refinance, but you’ll likely have to come up with cash for…
What is the average down payment for first-time homebuyers?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The average down payment on a house for a first-time buyer…
