News

Ad image

Latest News News

5 Money Habits to Reduce Stress All Year Long

If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health,…

NGEC NGEC

Trump’s Proposed 10% Credit Card Interest Rate Cap: What It Could Mean for Your Debt

There has been a lot of buzz in the news recently about President Trump’s proposed 10% cap on credit card…

NGEC NGEC

Innovative Strategies for Tax-Efficient RRSP Withdrawals

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION.Maximizing your retirement savings means not just contributing…

NGEC NGEC

What Is a Debt Management Program? A Credit Counselor Explains

When people hear the phrase debt management program, there’s often confusion, hesitation, or even fear attached to it. As a…

NGEC NGEC

How To Prioritize Your Debt in January: Stop Holiday Balances From Growing

Prioritizing debt in January starts with reviewing all balances, understanding monthly expenses, and redirecting available cash toward debt repayment so holiday balances…

NGEC NGEC

The Ultimate 2026 Financial Reset Checklist

Did the holiday season leave your finances in the red? A temporary setback doesn’t have to become a permanent burden.…

NGEC NGEC

How Credit Counseling Helps You Start the Year with a Plan, Not Just Resolutions

Credit counseling helps you start the year with a plan by transforming vague financial resolutions into a concrete, actionable roadmap.…

NGEC NGEC

7 Step Guide to Recover from Holiday Debt without Panicking

To recover from holiday spending without stress, you must first assess the damage by tallying all holiday receipts and statements.…

NGEC NGEC

8 Smart Strategies to Pay Off Holiday Credit Card Debt Fast!

To pay off holiday credit card debt fast, you should prioritize high-interest debt using the “Avalanche Method.” In addition, increase…

NGEC NGEC

BNPL vs Credit Cards: Which Holiday Payment Option Costs You More In The New Year?

The short answer,  while credit cards technically cost more in interest (if balances are carried), Buy Now, Pay Later (BNPL)…

NGEC NGEC