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The 3 Cs of Commercial Credit
The 3 Cs – character, collateral, capacity – summarize the elements that a financier uses to underwrite a loan. This…
Bank Fees: Everything Your Bank Can Charge You For
You’ve probably experienced the pain of a bank fee at some point—the unexpected charge to your account, the balance that’s…
Understanding the SBA Guarantee Fee: A Guide for Small Business Owners
One key aspect that small business owners encounter when applying for Small Business Administration (SBA) loans is the SBA guarantee…
7 Types of Student Loan Help
Hey, we know student loans are heavy. They can squeeze the life out of your income and feel like a…
Best and Worst Franchises to Own in 2024
Owning a franchise is safer than starting your own independent business—the 2-year success rate for franchises is 8% higher than…
What Is Student Loan Forbearance?
If you’re covered in student loan debt, then you know how hard it is. It’s like a dark rain cloud…
How AI Can Propel Small Businesses into the Future
A significant 23% of small businesses surveyed use artificial intelligence (AI) with 39% stating they plan to adopt AI. Small businesses…
Average American Debt – Ramsey
Wondering just how much debt the average American has? We’ve got you covered! We’re going to look at the average…
Applying For A Business Credit Card Using An EIN
EIN-only business credit cards. EIN-only business credit cards. In general, it’s rare for individuals to apply for a credit card…
How to Get Rid of a Timeshare
You signed up for a timeshare. The pitch made it seem like the deal of a lifetime. But now you’re…
