Personal Finance

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Latest Personal Finance News

IRS Says It Will Not Change Withholding Tables Or Form W-2 In 2025, Despite The New Tax Law

If you were hoping for some guidance from the IRS with respect to changing your withholding to reflect the changes…

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Everyone Hates Credit Card Disputes. This Fintech Is Using AI To Fix That.

New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…

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A Banker’s Guide To Trump’s Digital Finance Innovation Agenda

OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a…

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Trump Obamacare Changes: Requirements and Coverage

Under the One Big Beautiful Act, sweeping reductions to Medicaid and modifications to Affordable Care Act enrollment rules have been…

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Provisional Income: What Is It and How Is It Taxed?

Your Social Security benefits may be taxable depending on your provisional income. This is calculated by adding your adjusted gross…

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Cash Balance Plan vs. 401(k): Key Differences for Retirement

Cash balance plans and 401(k)s are both employer-sponsored retirement options, but they work differently. A cash balance plan is a…

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Can You Deduct Charitable Donations Without Itemizing Taxes?

For many taxpayers, the standard deduction makes it unnecessary to itemize. However, this also limits which deductions you can claim,…

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Roth 401(k) vs. After-Tax 401(k) Contributions

Contributions to Roth 401(k) accounts and after-tax contributions to regular 401(k) accounts both involve after-tax dollars, but they follow different…

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HSA vs. FSA vs. HRA: Tax Benefits and Requirements

Health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) offer tax benefits. But each has its…

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Can You Retire at 35 If You’ve Saved $1 Million?

The idea of retiring early with $1 million by age 35 is appealing. But, whether that is enough depends on…

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