Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering heavy penalties.…
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) distributions,…
Paying for college can feel overwhelming, but smart tax planning can make a real difference. The IRS offers several education…
When it comes to managing retirement income, taxes can be one of your biggest – and most overlooked – expenses.…
Your 401(k) plays a key role in helping you save for retirement, but life events can affect how much you’re…
For years, many part-time workers were excluded from 401(k) participation, leaving them with fewer ways to save through an employer.…
At age 70, retirement is no longer a distant goal—it’s your current reality. Whether you’re newly retired or reevaluating your…
The final six months before retirement are some of the most important. During this window, you’ll want to fine-tune your…
Once you begin taking required minimum distributions (RMDs) at age 73, you must withdraw a set amount each year from…
While some retirement plans allow in-service withdrawals, most discourage early access with penalties, taxes and missed growth potential. Before making…
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