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Roughly 30% back-to-school shoppers report going into debt over back-to-school shopping; is buy now, pay later the solution?
Over the past few years, American consumers have been grappling with the impact of inflation on their wallets. With back-to-school…
Will an emergency loan impact my credit?
Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check…
Pros and cons of credit-builder loans: Will one work for you?
eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and by extension their credit score…
How to calculate loan payments and costs
Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…
When and how to refinance a personal loan
Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…
Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
American Express vs. Discover: Which offers better personal loans?
dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…
What documentation is required for personal loans?
Key takeaways When applying for a personal loan, you must provide personal and financial information, including proof of identity, income…
Has the buy now, pay later model changed American spending habits for good?
Buy now, pay later (BNPL) apps and products quickly jumped on to the consumer lending scene and, within a few…
