Personal Finance

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Latest Personal Finance News

Cashless cash stuffing provides the best of both budgeting worlds

If you’re a TikTok user, you’ve probably seen some videos about cash stuffing, in which crisp dollar bills are counted…

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What is a bad credit personal loan? Here’s what to know

elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit lenders may approve borrowers with credit scores in the upper 500s…

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Most Americans are significantly stressed about money — here’s how it varies by demographic

One of the most prevalent and enduring types of stress is financial stress. Managing money has been especially difficult with…

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Should I get a personal loan? Here are the pros and cons

Key takeaways A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry…

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Capital One Venture Card benefits guide

Key takeaways The Capital One Venture Rewards Credit Card offers flexible rewards that can be used for gift cards, merchandise,…

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Money market account vs. savings account: What’s the difference?

Money market accounts and savings accounts are both financial products that allow you to save and withdraw cash. These types…

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How to make debt work for you: Build wealth with a personal loan

Although personal loans are debt products, they can be a great tool for building wealth if used correctly. They can…

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IRS Can Deny Charitable Tax Deductions When You Get Something Back

Donations to charity are supposed to be motivated by generosity, not to benefit in a business deal in which you…

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Can you get a loan with fair credit? Yes — here’s how

Thomas Barwick/Getty Images Key takeaways You won’t qualify for the lowest rates if you apply for a personal loan with…

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Can you lose money on a CD?

PeopleImages/Getty Images Key takeaways A CD is one of the safest places to deposit money, but if you need the…

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