Personal Finance

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Latest Personal Finance News

What happens when your 0% intro APR period ends?

Key takeaways A 0 percent intro APR credit card can help you pay off existing debt or fund new purchases…

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How I paid for part of my cruise to the Arctic Circle with rewards

This article was originally published on August 10, 2023. Key takeaways Cruising is a great way to see a range…

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7 Benefits of Maxing Out Your Roth IRA

Whether you’re just starting to save, looking to optimize your existing retirement plan, or considering how to pass on your…

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The Complex Financial Reality Of Black Millennials: “Not Like Ours”

My work as a wealth advisor allows me to advise successful Black professionals almost daily. During this time, I’ve witnessed…

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Women and banking: 50 years of progress

March is Women’s History Month, when we commemorate the ways women have played a vital role in history through their…

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Differences of Qualified vs. Nonqualified Retirement Plans

Qualified retirement plans, such as 401(k)s and pensions, can offer significant tax advantages and are subject to strict regulations set…

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What banks do with your money after you deposit it

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Why You Shouldn’t Measure Financial Success Just By Income

Sometimes we can get enamored with where we want to be financially rather than optimize our situation from where we…

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How to get a $5,000 personal loan

Cavan Images/Getty Images Key takeaways Lenders review credit history and score to determine loan eligibility and interest rates, so it's…

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The best health savings account (HSA) providers of 2024

Key takeaways HSAs offer significant tax advantages and can be used for both immediate medical expenses and long-term investments. When…

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