Personal Finance

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Latest Personal Finance News

What’s Next For ERC Refund Claims Pending With The IRS?

The latest IRS data shows that it had 1,057,000 unprocessed Forms 941-X as of December 9, 2023. Most of those…

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This Week In Credit Card News: How AI Could Make Your Card More Secure

Using AI, Mastercard Expects to Find Compromised Cards Quicker, Before They Get Used by Criminals In its latest software update…

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IRS Extends Free File Program Through 2029, While Direct File Future Remains Uncertain

The IRS will extend the Free File program through October 2029, following an agreement to continue making free private-sector tax…

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Why Most Americans Say A College Degree Isn’t Worth The Student Debt

A majority of Americans don’t think going into debt for a four-year college degree is worth it, according to a…

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Should I Take a $200,000 Lump Sum or $1,850 Monthly Payments for My Pension?

If you have a pension, your employer will usually give you a choice at retirement: buyout or payments. It’s important…

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In Terrorem Clauses In Estate Planning

Disinheriting a child or family member from one’s estate plan can be one of the most difficult and often heartbreaking…

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Cocoa Prices Retreat Nearly 20% Impacting Africa’s Leading Exporters

A recent plunge in cocoa prices has caught the attention of market observers, traders, and, most crucially, the economies of…

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Copilot+ PCs Could Be A Privacy Nightmare For Professionals

On a May 20th event on Microsoft’s Microsoft campus, the Redmond, Washington company introduced Windows PCs designed specifically for AI—dubbed…

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What is a purchase APR?

Thomas Barwick/Getty Images Key takeaways A purchase APR is the interest rate your issuer applies to your regular credit card…

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A guide to earning and redeeming frequent flyer miles

Key takeaways Join your preferred airline’s loyalty program for free to start earning and redeeming points and miles toward your…

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