Personal Finance
Latest Personal Finance News
I Want to Convert $865k to a Roth IRA. How Do I Avoid Paying Taxes?
Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including…
Will Generative AI Banish The Spreadsheet From Insurance Underwriting?
The age-old insurance underwriting model worked well for a traditional environment of slower and more predictable change, with similar processes…
The Civil War Income Tax Was Failing. Could A Crackdown On Cheats Save It?
America’s first income tax was a disappointment, at least to the editors of Scientific American. In a January 9, 1864,…
Capital Gains Taxes Are Hurting The Fine Art Market, But Not How You Think
This year’s New York art auctions disappointed. The $1.4 billion in spring sales were 22% lower than 2023, and off…
How High Interest Rates Turbocharged A Struggling Robo-Advisor
It took 14 years, but Wealthfront has finally become profitable—thanks to Fed Chairman Jerome Powell. Here’s how it intends to…
Maximizing The Federal Gift Tax Annual Exclusion: A Brief Guide For Savvy Taxpayers
With the potential sunset of the Tax Cuts and Jobs Act forthcoming at the end of 2025, much of the…
U.S. Tax: 4 Tips For Americans Receiving A Foreign Inheritance
While an American may feel a mix of joy and sorrow when receiving a foreign inheritance—happy about the financial windfall…
How to get a home improvement loan
Key takeaways Home improvement loans work similarly to other finances. The application steps change slightly depending on the type of…
How to get a personal loan in 8 steps
Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing…
How do you qualify for a debt consolidation loan?
Key takeaways Applying for a debt consolidation loan requires a firm understanding of your credit, the amount of debt you…
