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Latest Personal Finance News

Cocoa Prices Retreat Nearly 20% Impacting Africa’s Leading Exporters

A recent plunge in cocoa prices has caught the attention of market observers, traders, and, most crucially, the economies of…

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Copilot+ PCs Could Be A Privacy Nightmare For Professionals

On a May 20th event on Microsoft’s Microsoft campus, the Redmond, Washington company introduced Windows PCs designed specifically for AI—dubbed…

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What is a purchase APR?

Thomas Barwick/Getty Images Key takeaways A purchase APR is the interest rate your issuer applies to your regular credit card…

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A guide to earning and redeeming frequent flyer miles

Key takeaways Join your preferred airline’s loyalty program for free to start earning and redeeming points and miles toward your…

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Biden’s Tariffs Conflict With His Environmental Goals

Slowing climate change has been a signature issue for President Biden. But Biden also has been an ardent booster of…

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Money market account vs. checking account: What’s the difference?

Navigating the banking environment can be intimidating. With so many different types of accounts available, it’s important to understand the…

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Bureau Of Prisons Facility In Oregon Focus Of Government Report

The Department of Justice Office of the Inspector General (OIG) released a report of FCI Sheridan, one of the federal…

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What is a credit card hardship program?

Key takeaways A credit card hardship program may help you catch up without defaulting on your credit cards. Many credit…

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I’m 64 With $650k in an IRA. Should I Start Converting to a Roth to Avoid RMDs?

You can reduce the impact that taxes have in retirement by converting pre-tax savings into Roth assets. Doing so not…

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How to use credit card rewards to beat inflation this summer

Key takeaways Inflation isn't as high as it was just a few years ago, but prices still rose 3.5 percent…

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