Personal Finance
Latest Personal Finance News
Extra Standard Deduction for Seniors Over 65: Requirements
Turning 65 doesn’t just mark a milestone in life, it can also unlock valuable tax savings. The IRS grants seniors…
Jerome Powell’s Wednesday Press Conference Shows Why He Must Step Down
The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell…
Top Social Security Tax Rising 4.8% In 2026, As Benefits Creep Up 2.8%
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Traditional IRA vs. Rollover IRA: Key Differences and Examples
If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional…
Should You Budget for a Mini-Retirement? Pros, Cons and Examples
A mini retirement is a planned, extended break from full-time work that’s taken before traditional retirement age. Unlike a vacation…
Why Direct Lending Is Not In A Bubble
Lawrence Golub, billionaire founder and CEO of private credit firm Golub Capital, emphatically dismissed fears that the rapid growth of…
These Billionaires Are Stepping Up As Student Loan Cuts Squeeze HBCUs
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
Judge Dismisses Case Against Employee Retention Credit Provider, Finding No Harm
At the peak of the pandemic, Congress established the Employee Retention Credit (ERC), a program designed to help eligible employers…
How to Retire Early With a 401(k): Rules and Strategies
Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering heavy penalties.…
State Tax on 401(k) Withdrawals: General Rules and Strategies
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) distributions,…
