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Latest Personal Finance News

Escaping The Sunk Cost Trap: How Behavioral Economics Can Improve Your Daily Decisions

Sunk cost, opportunity cost, and the endowment effect. You may expect these textbook-weight words to show up in the classroom.…

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Zelle limits at top banks

Luis Alvarez/Getty Images Zelle is a mobile payment application that enables you to send money electronically from your bank account…

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Are business credit card rewards taxable?

Key takeaways Business credit card rewards are not considered income, which means they are not taxable. Instead, credit card rewards…

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Overdraft fees vs. NSF fees: How they differ

MStudioImages/Getty Images In this article Caret DownCaret Up Anyone who’s spent more money than what’s available in their checking account…

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Direct deposit loans: 7 alternative loans with fast funding times

Key takeaways Direct deposit loans are a type of loan that gives you quick access to cash that is deposited…

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Are money market accounts FDIC-insured?

Many banks offer money market accounts as a place to earn some interest on your money, with easy access to…

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How to get out of a title loan: 5 legal title loan loopholes

Key takeaways There are ways to get out of a car title loan, including negotiating with the lender, paying off…

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Is it safe to give an app my credit card information?

Deepak Sethi/Getty Images Key takeaways Apps and digital wallets that accept payments are generally considered safe because they must follow…

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How to switch to a new bank or credit union

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Treasury Issues FY 2025 Green Book: Proposes Changes For Late PFIC QEF Election

U.S. taxpayers with investments in passive foreign investment companies (“PFICs”) often face complex and punitive tax rules. Under the default…

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